Construction Loans Ground Up in Clayton County Georgia

Loan Program Overview
Our construction loans in Clayton County are designed to fund residential and small multifamily projects. From lot purchase to final inspection, we provide staged funding based on scope of work and county inspection requirements.
How to Qualify
Qualifying for a private construction loan is simpler than traditional banks. We focus on:
– Property location and scope of project
– Experience of investor/builder
– Exit strategy (sale or refinance)
– Project budget and timeline
Property Types Eligible
– Single-family homes
– Small multifamily (2–4 units)
– Infill developments
– Residential lots in investor-heavy zip codes
Fast Funding Timeline
Our ground up construction loans in Clayton County deliver speed and efficiency with same-day feedback, quick underwriting, and closings in as little as 7–10 business days. Funds are released through flexible draw schedules tied to project milestones, ensuring your build moves forward without bank delays.
Local Lending Expertise
We know Clayton County’s unique real estate market, from Jonesboro to Riverdale. Our team understands local zoning, inspections, and common challenges like foundation requirements and permitting delays. We proudly serve investors across Georgia, from **Atlanta to Savannah, Augusta, Macon, Columbus, Athens, Sandy Springs, Roswell, Albany, and Johns Creek.
Key Benefits of Private Loans
Rehab, construction, and land acquisition financing
Fast approvals within days, not weeks
Faster funding timelines (close in days, not months)
Flexible underwriting (no tax returns or income docs)
No income verification required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Georgia lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.